What Title Companies Do

Title companies and their agents search, examine, close and insure land titles. Title insurance policies are issued to the homeowner and the lender, assuring them financial protection against adverse title claims or risks. Equally important, potential title claims that surface in the process of insuring a title can be resolved by the parties prior to closing on the transaction.

What is Title Insurance

Title insurance is the application of general principles of insurance to real estate titles. But, unlike other types of insurance which protect the insured against loss due to unexpected future events, title insurance protects against loss which may occur due to events that took place in the past.